Now contracting final expense agents in 15 states, with more coming
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Final expense contracting, made simple

Contracts that move as fast as you do.

Request your final expense contracts online in minutes through SureLC. Get appointed in as little as 3 days with some carriers, with low-cost leads and exclusive training behind you.

  • 17Final expense carriers
  • 15States, more coming
  • 3 daysTo appointment, some carriers
Contract boardUp to
Polish Falcons of AmericaFinal expense · Whole life
110%
Your contracting path
  1. Apply
  2. SureLC invite
  3. E-sign
  4. Appointed
Polish Falcons of AmericaKSKJ LifeFamily Benefit LifeCICA LifeRoyal Neighbors of AmericaLiberty Bankers LifeBaltimore LifeMutual of OmahaTransamericaAmerican AmicableForesters FinancialAIG (Corebridge)AmericoGerber LifeAetna SupplementalTruStageGTLPolish Falcons of AmericaKSKJ LifeFamily Benefit LifeCICA LifeRoyal Neighbors of AmericaLiberty Bankers LifeBaltimore LifeMutual of OmahaTransamericaAmerican AmicableForesters FinancialAIG (Corebridge)AmericoGerber LifeAetna SupplementalTruStageGTL
Street-level compensation

Find your commission level

Top contract levels with you owning your book of business. Search a carrier or filter by product.

Polish Falcons of America

Polish Falcons of America

Final expense · Whole life

Up to110%

Please contact us regarding Polish Falcons’ unique commission structure.

Request contract →

Commission levels shown are first-year, as a percentage of annual premium, and are the highest level available. Actual levels vary by product, issue age, and contract level, are subject to carrier approval, and are not a guarantee of earnings. Book ownership is subject to each carrier’s agreement.

How contracting works

Request in minutes. Appointed in days.

Contracting runs through SureLC by SuranceBay. Complete your profile once, then e-sign for each carrier.

01

Apply here

Two-minute application. Pick one carrier or many.

02

Get your SureLC invite

We send a SureLC by SuranceBay link to your email.

03

E-sign online

Complete your SureLC profile once and e-sign for each carrier you choose.

04

Get appointed

Appointed in as little as 3 days with some carriers, and ready to write.

Laptop, phone and direct-mail reply cards on a desk
$0We make nothing from leads
Lead programs

Leads from people who raised their hand

We do not sell leads. We connect you with exclusive third-party vendors for low-cost leads and pass our discount on to you.

Direct mailLow-cost reply cards in targeted ZIP codes
Real-time digitalFresh online leads from exclusive vendors
Your discountOur vendor discount passed on to you

We do not sell leads. We work with exclusive third-party vendors for low-cost direct-mail and real-time digital leads, and pass our discount on to you. We do not make any money from leads. Lead types, costs, and availability vary by vendor and state.

Training

Coaching built for the kitchen table

Exclusive proprietary training materials are provided.

01

The appointment

Phone scripts for working final expense leads, setting appointments that hold, and confirming the day before.

02

The presentation

A clear, respectful kitchen-table presentation that puts the client’s needs first.

03

Underwriting

How to read health history and match each client to day-one, graded, or guaranteed issue coverage.

04

Placement

Clean applications, smart draft dates, and follow-up that keeps business on the books.

Medicare Advantage

Medicare Advantage contracts and training

Get contracted with leading Medicare Advantage carriers and get the training to sell with confidence.

  • Street-level compensation. Paid at the carrier’s full agent level, within CMS compensation rules.
  • You own your book. Your clients stay yours, subject to each carrier’s agreement.
  • AHIP and certification help. Step-by-step support for AHIP and each carrier’s annual certification.
  • Exclusive training. Proprietary Medicare training on plan comparisons, enrollment periods, and compliant sales.
Request Medicare contracts
UnitedHealthcare
Humana
Aetna Medicare
Wellcare
Anthem
Devoted Health
Molina Healthcare
HAP
Priority Health
Zing Health

Medicare Advantage compensation is set by each carrier within CMS limits. You must complete AHIP and each carrier’s certification before selling. Plan availability varies by state and county.

Apply

Request your contracts

Three short steps. We email your SureLC invitation for each carrier you choose. Just one contract is fine.

Contracting application

Request in minutes · 3 short steps

  1. Your info
  2. Licensing
  3. Your business

Please review and agree

States

Where we contract

We currently contract agents in the 15 states where our agency is licensed. We are adding states as requests come in. If your state is not listed, apply anyway and choose “Other state.”

ALAlabama
AZArizona
FLFlorida
GAGeorgia
INIndiana
KYKentucky
MIMichigan
NCNorth Carolina
OHOhio
PAPennsylvania
SCSouth Carolina
TNTennessee
TXTexas
VAVirginia
WVWest Virginia
+More coming
FAQ

Common questions

Can I pick up just one contract?

Yes. Contract with one carrier or as many as you like. There is no minimum, and you do not have to move your other contracts.

How does contracting work?

It is all online through SureLC by SuranceBay. After you request contracts here, you receive a SureLC invitation, complete your profile once, and e-sign for each carrier you choose.

How fast will I be appointed?

Some carriers can appoint you in as little as 3 days. Timing depends on the carrier and your state, and each carrier makes the final decision.

Do I need a license?

You need an active resident life license to be appointed, and an accident & health license for health and Medicare products. If your license is in progress, apply now and we will help you plan your next steps.

How do the lead programs work?

We do not sell leads. We work with exclusive third-party vendors for low-cost direct-mail and real-time digital leads, and pass our discount on to you. We do not make any money from leads.

What if my state is not listed?

We currently contract agents in the 15 states where our agency is licensed, and we are adding states as requests come in. Apply and choose “Other state.”

Ready when you are.

One contract or all of them. Start your application today.

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